Your Pathway to Enhanced Profitability Starts Here
We deliver innovative cash and investment solutions for SMEs, boosting bottom line profitability and SME financial health.
// STARLIGHT ADVISORS
Secure & Trusted Partners
Authorised and regulated by the Central Bank of Ireland, we partner with the world's leading financial and investment institutions.
Honest Engagement
Open a Starlight account in minutes and enjoy the benefits of a trusted partner at your side for years to come. We’ll be there to offer expert advice and support every step of the way.
Transparent, Simplified Investment
We charge a transparent fee, offering a range of expertly curated cost-efficient cash reserve and investment options to match your specific risk appetite & financial objectives.
// STARLIGHT ADVISORS
Secure & Trusted Partners
Authorised and regulated by the Central Bank of Ireland, we partner with the world's leading financial and investment institutions.
Honest Engagement
Open a Starlight account in minutes and enjoy the benefits of a trusted partner at your side for years to come. We’ll be there to offer expert advice and support every step of the way.
Transparent, Simplified Investment
We charge a transparent fee, offering a range of expertly curated cost-efficient cash reserve and investment options to match your specific risk appetite & financial objectives.
// OUR PRODUCTS
Self-Directed Investing with Global Expertise
We offer a selection of self-directed advisory cash reserve and investment accounts that leverage technology, access to best in class international investment institutions, and 30+ years of global investment expertise.
Products For Business
// OUR PRODUCTS
Self-Directed Investing with Global Expertise
We offer a selection of self-directed advisory cash reserve and investment accounts that leverage technology, access to best in class international investment institutions, and 30+ years of global investment expertise.
Products For Business
// OUR STORY
Meet the Founders
Starlight is a privately owned Irish investment advisor and wealth manager founded by Alex McKnight and Denis O’Connell. The founders each have 30+ years experience in the financial, banking and institutional investment markets, predominantly gained internationally in London and New York.
Upon returning to Ireland, the founders observed that the investment advisory and wealth management solutions they had used internationally were not widely available in Ireland.
This motivated them to establish Starlight, a new offering that would draw on their diverse experiences and insights to deliver relevant and innovative investment products to the Irish market, empowering corporate clients to broaden their financial toolkit and enhance profitability, and individual clients to create a brighter financial future for themselves and their families.
// OUR STORY
Meet the Founders
Starlight is a privately owned Irish investment advisor and wealth manager founded by Alex McKnight and Denis O’Connell. The founders each have 30+ years experience in the financial, banking and institutional investment markets, predominantly gained internationally in London and New York.
Upon returning to Ireland, the founders observed that the investment advisory and wealth management solutions they had used internationally were not widely available in Ireland.
This motivated them to establish Starlight, a new offering that would draw on their diverse experiences and insights to deliver relevant and innovative investment products to the Irish market, empowering corporate clients to broaden their financial toolkit and enhance profitability, and individual clients to create a brighter financial future for themselves and their families.
Your questions, answered
Can't find the answers you were looking for?
Reach out to us at info@starlightadvisors.ie
Is Starlight regulated?
Future Wealth Limited, trading as Starlight Advisors, is regulated by the Central Bank of Ireland as an Investment Intermediary under the Investments Intermediaries Act, 1995 and is registered as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018 under institution authorisation code C496326.
Is my money safe and secure?
Starlight Smart Reserve and Starlight Smart Invest are provided via the Starlight Smart Account, a self-directed advisory investment account opened in your name with our investment broker, Interactive Brokers Ireland Limited (Interactive Brokers Ireland).
Your cash and investments in your account are ‘client assets’ and are fully segregated from the assets of Interactive Brokers Ireland in accordance with Central Bank of Ireland regulatory rules. In the unlikely event of Interactive Brokers Ireland's failure or insolvency, your assets are not available or accessible to Interactive Brokers Ireland's creditors and would be returned to you.
Starlight Advisors does not accept, hold, or have any access to your cash or investments and so in the unlikely event of our failure, your cash and investments are are not available or accessible to our creditors.
About Interactive Brokers
Interactive Brokers Ireland Limited is a MiFID investment firm regulated by the Central Bank of Ireland (Reg.C423427) and is a wholly owned group subsidiary of Interactive Brokers Group LLC, an A- publicly rated and listed global investment firm.
The firm provides trade execution and clearing services in respect of your client account. Interactive Brokers Ireland does not provide investment advice and does not, as a matter of policy, endorse or recommend any introducing brokers, third-party financial advisors or hedge funds. None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers Ireland to buy, sell or hold any security, financial product, or instrument or to engage in any specific investment strategy.
What happens if Starlight Advisors goes out of business?
Starlight Advisors does not accept, hold or have any access to your cash or investments and so in the unlikely event of our failure your cash and investments are are not available or accessible to our creditors, or impaired in any way. You have full access to your account at all times to both deposit and withdraw funds as necessary.
Is my account covered by the Ireland Deposit Guarantee Scheme?
No, as Starlight Smart Reserve and Starlight Smart Invest are investment accounts and not deposit accounts with an Irish bank they are not covered by this guarantee.
Your cash in Starlight Smart Reserve is allocated to Short-Term AAA and Sovereign Money Market Funds holding large diversified portfolios of overnight and short-term deposits of highly rated banks, short-term rated bank and corporate commercial paper, and sovereign state bonds issued and backed by France, Germany, the European Union among others. The risk of these investments compares favourably to the risk of the Irish State, the guarantor under the deposit guarantee scheme. Ireland is currently rated AA- (or equivalent) by the major range agencies.
Further, by curating a select portfolio of MMFs in Starlight Smart Reserve, your funds are spread across a number of MMFs rather than being concentrated in just a single MMF, giving you unrivalled, market leading diversification benefits in the management of your cash reserves.
What are your fees and charges?
We charge a simple transparent fee of 0.75% p.a. of the value of your assets in your Starlight Smart Account. This fee is accrued daily and charged monthly in arrears.
We do not charge any upfront fees, contribution fees, account set-up fees, fees to administer your account, fees to execute trade orders on your behalf, or if you ever decide to leave, exit fees.
As we want to do our very best for you as our client, we do not accept or retain any upfront or ongoing third-party payments or commissions from product producers such as life companies or fund managers with respect to the Starlight Smart Account, including Starlight Smart Reserve and Starlight Smart Invest.
Are there any transaction costs or commissions I need to pay?
Interactive Brokers Ireland Limited, our investment broker, charges fixed cost trading commissions on the purchase and sale of shares. These are some of the lowest in the industry.
For example with respect to the Starlight Smart Reserve model portfolio, as of January 2024, these commissions totalled €14.85 on each investment made into the Starlight Smart Reserve model portfolio regardless of the size of the investment you make. If you sell all, or some, of your investment in Starlight Smart Reserve you can expect to be charged aproximately the same trading commission on exit.
Your questions, answered
Can't find the answers you were looking for?
Reach out to us at info@starlightadvisors.ie
Is Starlight regulated?
Future Wealth Limited, trading as Starlight Advisors, is regulated by the Central Bank of Ireland as an Investment Intermediary under the Investments Intermediaries Act, 1995 and is registered as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018 under institution authorisation code C496326.
Is my money safe and secure?
Starlight Smart Reserve and Starlight Smart Invest are provided via the Starlight Smart Account, a self-directed advisory investment account opened in your name with our investment broker, Interactive Brokers Ireland Limited (Interactive Brokers Ireland).
Your cash and investments in your account are ‘client assets’ and are fully segregated from the assets of Interactive Brokers Ireland in accordance with Central Bank of Ireland regulatory rules. In the unlikely event of Interactive Brokers Ireland's failure or insolvency, your assets are not available or accessible to Interactive Brokers Ireland's creditors and would be returned to you.
Starlight Advisors does not accept, hold, or have any access to your cash or investments and so in the unlikely event of our failure, your cash and investments are are not available or accessible to our creditors.
About Interactive Brokers
Interactive Brokers Ireland Limited is a MiFID investment firm regulated by the Central Bank of Ireland (Reg.C423427) and is a wholly owned group subsidiary of Interactive Brokers Group LLC, an A- publicly rated and listed global investment firm.
The firm provides trade execution and clearing services in respect of your client account. Interactive Brokers Ireland does not provide investment advice and does not, as a matter of policy, endorse or recommend any introducing brokers, third-party financial advisors or hedge funds. None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers Ireland to buy, sell or hold any security, financial product, or instrument or to engage in any specific investment strategy.
What happens if Starlight Advisors goes out of business?
Starlight Advisors does not accept, hold or have any access to your cash or investments and so in the unlikely event of our failure your cash and investments are are not available or accessible to our creditors, or impaired in any way. You have full access to your account at all times to both deposit and withdraw funds as necessary.
Is my account covered by the Ireland Deposit Guarantee Scheme?
No, as Starlight Smart Reserve and Starlight Smart Invest are investment accounts and not deposit accounts with an Irish bank they are not covered by this guarantee.
Your cash in Starlight Smart Reserve is allocated to Short-Term AAA and Sovereign Money Market Funds holding large diversified portfolios of overnight and short-term deposits of highly rated banks, short-term rated bank and corporate commercial paper, and sovereign state bonds issued and backed by France, Germany, the European Union among others. The risk of these investments compares favourably to the risk of the Irish State, the guarantor under the deposit guarantee scheme. Ireland is currently rated AA- (or equivalent) by the major range agencies.
Further, by curating a select portfolio of MMFs in Starlight Smart Reserve, your funds are spread across a number of MMFs rather than being concentrated in just a single MMF, giving you unrivalled, market leading diversification benefits in the management of your cash reserves.
What are your fees and charges?
We charge a simple transparent fee of 0.75% p.a. of the value of your assets in your Starlight Smart Account. This fee is accrued daily and charged monthly in arrears.
We do not charge any upfront fees, contribution fees, account set-up fees, fees to administer your account, fees to execute trade orders on your behalf, or if you ever decide to leave, exit fees.
As we want to do our very best for you as our client, we do not accept or retain any upfront or ongoing third-party payments or commissions from product producers such as life companies or fund managers with respect to the Starlight Smart Account, including Starlight Smart Reserve and Starlight Smart Invest.
Are there any transaction costs or commissions I need to pay?
Interactive Brokers Ireland Limited, our investment broker, charges fixed cost trading commissions on the purchase and sale of shares. These are some of the lowest in the industry.
For example with respect to the Starlight Smart Reserve model portfolio, as of January 2024, these commissions totalled €14.85 on each investment made into the Starlight Smart Reserve model portfolio regardless of the size of the investment you make. If you sell all, or some, of your investment in Starlight Smart Reserve you can expect to be charged aproximately the same trading commission on exit.
Your questions, answered
Can't find the answers you were looking for?
Reach out to us at info@starlightadvisors.ie
Is Starlight regulated?
Future Wealth Limited, trading as Starlight Advisors, is regulated by the Central Bank of Ireland as an Investment Intermediary under the Investments Intermediaries Act, 1995 and is registered as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018 under institution authorisation code C496326.
Is my money safe and secure?
Starlight Smart Reserve and Starlight Smart Invest are provided via the Starlight Smart Account, a self-directed advisory investment account opened in your name with our investment broker, Interactive Brokers Ireland Limited (Interactive Brokers Ireland).
Your cash and investments in your account are ‘client assets’ and are fully segregated from the assets of Interactive Brokers Ireland in accordance with Central Bank of Ireland regulatory rules. In the unlikely event of Interactive Brokers Ireland's failure or insolvency, your assets are not available or accessible to Interactive Brokers Ireland's creditors and would be returned to you.
Starlight Advisors does not accept, hold, or have any access to your cash or investments and so in the unlikely event of our failure, your cash and investments are are not available or accessible to our creditors.
About Interactive Brokers
Interactive Brokers Ireland Limited is a MiFID investment firm regulated by the Central Bank of Ireland (Reg.C423427) and is a wholly owned group subsidiary of Interactive Brokers Group LLC, an A- publicly rated and listed global investment firm.
The firm provides trade execution and clearing services in respect of your client account. Interactive Brokers Ireland does not provide investment advice and does not, as a matter of policy, endorse or recommend any introducing brokers, third-party financial advisors or hedge funds. None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers Ireland to buy, sell or hold any security, financial product, or instrument or to engage in any specific investment strategy.
What happens if Starlight Advisors goes out of business?
Starlight Advisors does not accept, hold or have any access to your cash or investments and so in the unlikely event of our failure your cash and investments are are not available or accessible to our creditors, or impaired in any way. You have full access to your account at all times to both deposit and withdraw funds as necessary.
Is my account covered by the Ireland Deposit Guarantee Scheme?
No, as Starlight Smart Reserve and Starlight Smart Invest are investment accounts and not deposit accounts with an Irish bank they are not covered by this guarantee.
Your cash in Starlight Smart Reserve is allocated to Short-Term AAA and Sovereign Money Market Funds holding large diversified portfolios of overnight and short-term deposits of highly rated banks, short-term rated bank and corporate commercial paper, and sovereign state bonds issued and backed by France, Germany, the European Union among others. The risk of these investments compares favourably to the risk of the Irish State, the guarantor under the deposit guarantee scheme. Ireland is currently rated AA- (or equivalent) by the major range agencies.
Further, by curating a select portfolio of MMFs in Starlight Smart Reserve, your funds are spread across a number of MMFs rather than being concentrated in just a single MMF, giving you unrivalled, market leading diversification benefits in the management of your cash reserves.
What are your fees and charges?
We charge a simple transparent fee of 0.75% p.a. of the value of your assets in your Starlight Smart Account. This fee is accrued daily and charged monthly in arrears.
We do not charge any upfront fees, contribution fees, account set-up fees, fees to administer your account, fees to execute trade orders on your behalf, or if you ever decide to leave, exit fees.
As we want to do our very best for you as our client, we do not accept or retain any upfront or ongoing third-party payments or commissions from product producers such as life companies or fund managers with respect to the Starlight Smart Account, including Starlight Smart Reserve and Starlight Smart Invest.
Are there any transaction costs or commissions I need to pay?
Interactive Brokers Ireland Limited, our investment broker, charges fixed cost trading commissions on the purchase and sale of shares. These are some of the lowest in the industry.
For example with respect to the Starlight Smart Reserve model portfolio, as of January 2024, these commissions totalled €14.85 on each investment made into the Starlight Smart Reserve model portfolio regardless of the size of the investment you make. If you sell all, or some, of your investment in Starlight Smart Reserve you can expect to be charged aproximately the same trading commission on exit.
Global Expertise at Your Fingertips. Reach Out to Get the Ball Rolling.
At Starlight Advisors, we combine expert guidance with world-class resources creating better financial outcomes for our clients.
Global Expertise at Your Fingertips. Reach Out to Get the Ball Rolling.
At Starlight Advisors, we combine expert guidance with world-class resources creating better financial outcomes for our clients.
Global Expertise at Your Fingertips. Reach Out to Get the Ball Rolling.
At Starlight Advisors, we combine expert guidance with world-class resources creating better financial outcomes for our clients.
